Two separate schemes, one accident
If you were injured in a motor accident while driving for work in NSW, your situation can touch two different compensation systems:
- CTP (the green slip scheme) — the motor accident injury scheme that covers people hurt in vehicle accidents, run under the Motor Accident Injuries Act 2017. This is what we run end to end.
- Workers compensation — the separate NSW scheme for people injured in the course of their employment.
They are distinct schemes with different rules, different ways of dealing with fault, and different benefits. When a single accident potentially falls under both, how they interact is genuinely situation-specific — which is the whole reason this page doesn't hand you a one-size answer.
Why we won't give you a blanket answer
It would be easy to write "here's exactly what you should do" — and it would be irresponsible, because the right answer depends on facts we'd need to hear first:
- What you were actually doing when the crash happened.
- Whether that counts as being on the job, or an ordinary commute.
- Who was at fault for the accident.
- Your employment arrangement and the nature of the trip.
Change any one of those and the picture can shift. A general answer that doesn't fit your case could cost you. So our approach is honest: we listen to your specific circumstances first, then point you to the path that fits — rather than guessing on a webpage.
The questions that shape which path fits
Were you really driving "for work"?
There's a meaningful difference between driving between job sites, running a work errand, or being a professional driver, and your everyday trip to and from the office. Where your journey sits on that line can affect which scheme applies. It's not always obvious, and it's worth talking through rather than assuming.
Who was at fault?
Fault matters to the CTP side, as in any motor accident claim — it affects whether a damages claim is open. Workers compensation operates on a different basis. Because the two schemes treat fault so differently, the fault picture is one of the things that shapes the right approach.
What CTP can offer if it applies
Where the CTP scheme is the right path for your situation, it provides the support you'd expect from any motor accident claim:
- Statutory benefits — income support, treatment, rehab and care for up to 52 weeks. See statutory benefits explained.
- A damages claim — the lump sum where the injury is non-threshold and another party was at fault.
What we won't do is tell you how that definitively interacts with a workers compensation entitlement without understanding your case — because that cross-scheme question is exactly where careful, situation-specific advice matters.
You don't have to work this out alone
The good news is that untangling which scheme fits isn't your job to do solo. That's what the call is for. We hear your situation, work out the right path, and run the CTP claim where that's the fit — handling the process so you're not the one navigating two systems and an awkward employer conversation.
What we do for you
One call. We listen to exactly what happened, work out whether CTP, workers compensation, or both are relevant to your situation, and run the CTP claim end to end where it applies — statutory benefits, treatment funding, and a damages claim where it's open. Honest guidance, no guesswork, and no contingency cut from your damages.
Take the short check at /check, or call (02) 7238 7379 and a real person picks up.