At fault, not hurt. Your claim is limited — but someone else's might not be.
Not injured, at fault. The honest version.
With no injury to you, there's no compensation claim on your side right now. But your passengers might have one — regardless of who caused the crash. And if symptoms show up in 28 days, your own claim opens. Had a car accident? Call Accident Hub.
Three things to check
No overclaims. Here's what actually sits in front of you.
Your passengers
Anyone in your car who was hurt has a CTP claim against your car's CTP insurer — regardless of fault. The claim doesn't come out of your pocket. Pass their number to us. We lodge for them.
Passenger infoYour own symptoms
If whiplash, back pain, headaches or anything else shows up inside 28 days — call us urgently. Even at fault, you're entitled to up to 52 weeks of statutory benefits under MAIA 2017.
At-fault, injured routeYour cover options
If you have comprehensive, your insurer fixes your car (you pay excess). Without cover, your car's damage is yours and so is any demand from the other side. We'll walk you through it honestly.
Check your entitlementsWhat we won't pretend
With no injury to you and fault on your side, there's not much we can run as a compensation claim right now. No free hire car — you caused the crash, so you're not owed loss of use from another insurer. No damages — there's nothing to claim against. No statutory benefits — those only open with an injury.
What is real: your passengers can claim against your CTP and it doesn't cost you anything. If symptoms appear, your own claim opens. And any letter of demand the other driver sends you should be checked before you pay a cent.
Straight up: one call tells you exactly where you stand. No pretending there's more here than there is.
At fault, no injury — one call and we'll be straight with you about what's on the table.
We've been through this 1000 times. Been through it with you.
The 28-day rule matters even here
At fault doesn't change the 28-day window. Under NSW MAIA 2017, even an at-fault injured driver is entitled to up to 52 weeks of statutory benefits — income support, medical, rehab. It's the claim most law firms won't take, because there's no damages for them to cut from. We take it.
The trigger is injury. If you start hurting — whiplash pain 48 hours later, headaches a week after, back pain that creeps in — call us the same day. Lodge inside 28 days and benefits backdate to the accident.
Common questions
Leave your number — we’ll call you back.
Fast response, 7 days a week. Same-day callback during business hours. Any fault status. Any injury.
or call 1800 224 482
Had a car accident? Call Accident Hub.
At fault, no injury — we'll tell you straight what's on the table. No overclaims, no sales.
Call Now 1800 ACCHUB