Rideshare (drivers and passengers).
Uber, DiDi, Ola — doesn't matter whose app was on.
Doesn't matter whose app was on — we help drivers and passengers both. For rideshare drivers, gig work usually means no sick leave, so early income support matters more than most people realise. For passengers, you're covered regardless of whose fault it was. Give us a call and we'll work out the layers.

Drivers and passengers — we help both.
The basics are the same. What differs: platform insurance layers for drivers, and how to evidence gig income properly.
Drivers
Rideshare drivers on shift
As a gig worker you usually don't have paid sick leave or a workers' comp scheme through the platform. Early income support while you can't drive matters a lot. We calculate your pre-crash earnings properly, using platform statements and tax records, so the weekly payment reflects what you were actually making. Caused the crash? There's usually still real support available even when some places won't take those matters.
Passengers
Rideshare passengers in the car
Same as any passenger — you were in the car, not driving it. Your claim runs on the rideshare car's insurance regardless of fault, and platform insurance often adds another layer on top. We work both where they apply.
What we help sort.
The main pieces, plus the extra bits specific to gig work and platform insurance.
Early support
Income while you can't work (big deal for gig workers without sick leave), medical bills paid, rehab, psychological support. Runs for a while and can be extended for more serious injuries.
See what you're owedGig income, properly documented
Platform statements, tax returns, BAS, relevant rebates — pulled together so your weekly payment reflects what you were actually earning, not a conservative guess.
How it worksPlatform cover and lump sum
Platform insurance reviewed and lodged against where it applies. For more serious injuries, a lump sum on top for pain, future loss, and future care.
The full pictureRather just ring us?
We've been through this 1000 times. Been through it with you.
We sort the platform side — you don't have to.
Rideshare platforms — Uber, DiDi, Ola — carry their own layer of insurance that sits on top of the main cover during certain states of app usage. Usually when the app's online or a trip's active. The rules, carriers, and when it kicks in differ between platforms and change over time.
Our job is to figure out every insurer that might respond and get things filed with the right parties. Depending on the details, your claim might involve the main cover only, the main cover plus the platform layer, or even your personal comprehensive policy too.
You don't have to work this out. Just tell us what you were doing at the moment of the crash (online, on-trip, just finished, logged out) and we'll track down the records and sort it with the right people.
Rideshare-specific
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or call (02) 7238 7379
Had a car accident? Call Accident Hub.
Give us a call. Whichever platform, whatever state the app was in — we'll work out the layers and get things moving.
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