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Accident Hub

Cyclists.

Hit by a car? The car's insurance usually covers you.

Hit by a car? The car's insurance usually covers you. Yes — even if you weren't wearing a helmet, with some caveats. Doored, clipped, hit by someone reversing, struck pulling out of a driveway — all covered. Even hit-and-runs. Give us a call and we'll walk you through it.

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Fast response · Same-day callback · Pay nothing upfront.

Under NSW MAIA 2017The motor accident law we work within
No cut of your damagesLegal costs are regulated, not skimmed
We take at-fault claimsUp to 52 weeks of benefits
Plain EnglishNo jargon, no runaround
The thing cyclists miss

The car's insurance covers you — you don't need your own.

Every NSW-registered car carries personal injury cover by law. It doesn't only apply to people inside the car. It applies to anyone injured by that car on a road — cyclists included.

You don't need your own insurance. You don't need video of the crash. You don't need the driver admitting it at the scene. The claim runs on the car's insurance, which is exactly what it's there for. And if the driver took off, there's a safety net for that too.

If a car was involved and you got hurt, give us a call. Cyclists have a real claim more often than they think.

What's usually on the table

What we help sort.

Injury on the car's insurance. Property — bike and gear — through a different path. We work both.

01

Early support

Income while you can't work, medical bills paid as they come in, rehab. Runs for a while, and longer for more serious injuries.

See what you're owed
02

Medical and rehab

Early GP review and ongoing physio, psychological, and orthopaedic appointments. Road rash, wrist trauma, concussion — all documented and treated properly.

How it works
03

Lump sum (serious injuries)

For fractures, nerve damage, concussion with ongoing symptoms — often a lump sum on top for pain, future loss, and future care.

The full picture

Rather just ring us?

We've been through this 1000 times. Been through it with you.

(02) 7238 7379or request a callback
Hit-and-run

There's still a path, even without the other driver.

A fair chunk of cyclist crashes involve drivers who don't stop, or cars the cyclist couldn't get a plate off. There's a safety net for that — it works like a last-resort insurer and pays the same early support and lump sum that would otherwise be available.

You'll generally need a police report and event number (call the Police Assistance Line on 131 444), plus any witness info or CCTV we can track down. We handle the identification work and get the claim moving within the usual window.

Common questions

Cyclist-specific

You don't need your own cover for the injury side. If a car hit you, that car's insurance covers you — same as if you'd been in a car yourself. Your personal or bicycle insurance, if you've got it, runs separately and can help cover gaps (like bike replacement).
Related

Related reads

Pedestrians

A lot of the same rules — including the safety net if the driver takes off.

Read more

Injured, not at fault

Where most cyclist claims sit — the full picture, plainly.

Read more

See what you're owed

A few short questions and you'll get a plain-English read on your situation.

Read more
Can’t call right now?

Leave your number — we’ll call you back.

Fast response, 7 days a week. Same-day callback during business hours. Any fault status. Any injury.

or call (02) 7238 7379

Fast response · Same-day callback · Pay nothing upfront.

Had a car accident? Call Accident Hub.

Give us a call. If you got hit by a car while riding, we help from the first call — including when the driver took off.

Call Now (02) 7238 7379
(02) 7238 7379
or request a callback →